Text Loans

text loans imageText Loans are the absolute fastest and easiest way to get a payday loan. If you live in the UK and are looking for text loans, you’ve come to the right place.

There are HUNDREDS of companies online offering text loans. Text loans are payday loans, where you text the loan company to get your loan, after you have initially been approved.

They are still dependent on your wages like any other payday loan, and for a really short time – 15 days to 1 month.

At the time of writing this, the easiest, fastest, and most reasonable text loans company we found in the UK was Txt Loans.


Click Here To Visit The Text Loans Website


They stood out for us because they decide really fast whether to lend to you or not. They send you the money super fast. You can text them and get money in future super fast too, so long as you paid your first loan back OK.

If you cannot repay your loan they charge a LOT less than many other text payday loans, and normal payday loans companies. We will post a comparison table soon so you can see for yourself the charges.

They have a detailed FAQ (Frequently Asked Questions) Section on their website to answer all your questions and an email address clearly there for you to contact.

Please see the breakdown of what Text Loans offer you below:

  • Approval decision in 15 minutes the first time you join them
  • Money in 15 minutes each time you text them – you can only have 1 loan at a time though.
  • Loans for up to 15 days
  • Borrow up to £100 the first time
  • Borrow up to £500 for future loans, dependent on salary and repaying previous loans OK
  • Repay £17 interest per £100 borrowed over 15 days
  • Work with you if you cannot repay on due date, charges much lower than other text loans companies
  • Clear, easy to use and understand website showing their charges and terms and conditions.


If you want to visit the Text Loans website please click here or on the big orange banner below.



Please remember at Easy Payday Lender we ONLY tell you about DIRECT payday lenders – NOT brokers.

If you use a payday loan or text loans broker, you have no control over how many lenders your private information is sent to or how many credit checks might be done against your name.

You don’t even know if the lender is honest or not – if you apply direct you can see the lenders’ website, talk to them on the phone, and make up your own mind. We do not promote text loan brokers on this site – or ANY payday loan brokers.

Easy Payday Lender was set up to give you honest advice about Payday Loans.

It’s easy to get into a debt spiral so make sure you only borrow what you can afford to pay back on your next payday and it won’t leave you short so you need another loan before your next payday.

We read so many sad stories on forums from people with 4 or more payday loans from different companies. Please be responsible and ONLY take out a payday loan if you can REALLY afford to repay it.

Payday Loans can be a perfect solution to short term financial worries IF you manage them well. If you are looking for Text Loans, we hope this article has helped you!

Warning Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk.