Text Payday Loans

text payday loans imageText Payday Loans can get you the short term emergency cash you need in under 30 minutes.

Text Payday Loans are based on your payday, so you can borrow money for 15-30 days, until you next get paid – the exact time you can borrow money for depends on the lender.

Most payday text loans companies will lend you up to £100 the first time you borrow from them but if you repay this in full and on time, then you can borrow up to £500 in the future depending on your salary.

We are proud to be affiliated with Text Loan.


Click Here To Visit The Text Loans Website


We like lenders who make borrowing a text payday loan simple, easy, and hassle free.

If you are reading this page and considering a text payday loan, it is because you need cash fast, and cannot borrow money from a cheaper lender than a payday lender.

Maybe you have bad credit and won’t be approved anywhere else.

Text payday loans companies do a basic initial credit check – which is to check you are not registered bankrupt, and they check if you have any other outstanding loans where you are being chased by a debt collection agency, and that is it.

If the answer is YES to those 2, you are unlikely to get a loan, but we will update this page to find out exactly what each lender says and exactly what they check. This is just a general overview of what MOST companies will check.

Text payday loans are based on your wages – and affordability. The lender needs to see that you will be able to repay the loan on your next payday.

YOU need to be sure you can repay the loan on your next payday!

Please see the breakdown of what Text Loans offer you below:

  • Approval decision in 15 minutes the first time you join them
  • Money in 15 minutes each time you text them – you can only have 1 loan at a time though.
  • Loans for up to 15 days
  • Borrow up to £100 the first time
  • Borrow up to £500 for future loans, dependent on salary and repaying previous loans OK
  • Repay £17 interest per £100 borrowed over 15 days
  • Work with you if you cannot repay on due date, charges much lower than other text loans companies
  • Clear, easy to use and understand website showing their charges and terms and conditions.



If you want to visit the Text Loans website please click here or on the big orange banner below.



We have a policy at Easy Payday Lender  – which is that we will ONLY tell you about DIRECT payday lenders – NOT brokers.

Payday Loan brokers, and Text Payday Loans brokers, can send your information to any number of lenders, reputable or not. You will have no idea where your personal details are sent, and sometimes have no idea even who your lender is.

Each possible lender might carry out a credit check against your name when really, the fewer credit checks that are done against your name, the better. This is the same whether your credit is good OR bad.

You don’t even know if the lender is honest or not – but if you apply direct to a payday lender, then you can see the lenders’ website, talk to them on the phone, and make up your own mind. We do not promote text loan brokers on this site – or ANY payday loan brokers. We sent ALL of our site visitors to DIRECT payday lending companies.

Easy Payday Lender exists to give you honest and helpful advice about Payday Loans.

PLEASE make sure you only borrow money that you can afford to pay back on your next payday. It’s easy to get into a debt spiral  – and repaying one payday loan will then leave you short so you need another payday loan before your next payday.

If you think this might happen to you then please do NOT take out a payday loan. You can seek professional debt advice and we provide links for this on this website.

We read so many horrifying real life stories from people on forums with many payday loans from different companies. Please be responsible and ONLY take out a payday loan if you can REALLY afford to repay it.

Payday Loans can be a perfect solution to short term financial worries IF you manage them well. If you are looking for Text Payday Loans, we hope this article has helped you!

Warning Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk.