February 18, 2012

Privacy Policy

At EasyPaydayLender, we are committed to providing you with a personalised service that meets your needs. We understand that you care about how your information is used and shared, and we are committed to protecting and respecting your personal data. This notice explains our Privacy Policy and how your data is collected, used, and safeguarded.


Who are we?

EasyPaydayLender is a trading name of WageMe.com Ltd (Company Registration Number: 08093563).

WageMe.com Ltd is authorised and regulated by the Financial Conduct Authority (FCA) for consumer credit activities (credit broking) and is entered on the Financial Services Register under reference number 673281.

EasyPaydayLender acts as an introducer and affiliate partner of Nouveau Finance Limited.

Your application is processed by Nouveau Finance Limited, who act as a data controller in relation to your personal data.


About Nouveau Finance Limited

Nouveau Finance Limited is an FCA-regulated and licensed credit broker.

  • FCA Register Number: 727348
  • Data Protection Registration Number (ICO): Z3624187

Nouveau Finance Limited is responsible for the personal data they collect from you and how it is processed.


How do Nouveau Finance collect information from you?

Nouveau Finance Limited may collect personal data from you:

  1. When you apply through this website
  2. When you contact them or respond to communications
  3. When a trusted partner supplies your data
  4. Through website cookies and similar technologies

What information is collected?

Nouveau Finance collect information you provide when submitting an application through EasyPaydayLender.

This includes personal, financial, and contact information required to assess your application.

They also collect technical information such as:

  • IP address
  • Device and browser type
  • Application source
  • Time zone

You are responsible for ensuring that the information you provide is accurate. Failure to do so may affect the service provided.


Lawful basis for processing your data

Nouveau Finance process your data under the following lawful bases:

  • Consent – where you have explicitly agreed to processing for a specific purpose
  • Contract – where processing is necessary to provide a requested service or quotation
  • Legal obligation – where required to comply with the law
  • Legitimate interests – including compliance, analytics, service improvement, and fraud prevention

You may withdraw consent at any time using opt-out links provided in communications.


How is your information used?

WageMe.com Ltd (EasyPaydayLender) may use your information to:

  • Communicate with you regarding enquiries made via the website
  • Verify your identity where required
  • Send marketing communications only where consent has been given

Nouveau Finance Limited may use your information to:

  • Process your application and match you with suitable products or services
  • Verify identity and manage accounts or services
  • Conduct marketing analysis, customer profiling, and credit strategy
  • Prevent fraud, crime, and financial loss
  • Improve systems and services

Call and email recording

Neither WageMe.com Ltd nor Nouveau Finance Limited record telephone calls.

Emails are retained for a limited period in accordance with applicable data retention policies.


Who has access to your data?

Nouveau Finance may share your data with:

  • Lenders (including short-term, unsecured, secured, guarantor, logbook, and alternative lenders)
  • Credit brokers and alternative service providers
  • Nouveau Finance staff
  • WageMe.com Ltd staff
  • Regulators, law enforcement, or government authorities where legally required
  • Third-party service providers (administration, marketing, customer services)
  • Any acquiring party if Nouveau Finance Limited is sold or merged

A non-exhaustive list of lender and broker partners includes:

Gain Credit, Stagemount, PDL Finance, Fernovo, Nova Loans, Choose Wisely, Scoresmatters, Dot Dot Loans, Morses, Loans 2 Go, My Finance Club, Naylors Financial, Toot Loans, Quidie, Salad Money, Tick Tock, TM Advances.


Debt solution referrals

For debt solution enquiries, Nouveau Finance may share your data with:

  • Fortis Insolvency Limited (09870591)
  • Debt Solvo Limited (14030019)

These firms specialise in Individual Voluntary Arrangements (IVAs). Advice is provided only where eligibility criteria are met.


Data security

Nouveau Finance maintain high standards of data security, including:

  • Encrypted systems
  • Regular security testing
  • Physical, electronic, and procedural safeguards

Any third party receiving your data must meet equivalent security and privacy standards.


Fees and commercial relationships

EasyPaydayLender is an affiliate partner of Nouveau Finance Limited.

Nouveau Finance may pay a fee for introductions where a successful match is made.

If you do not wish your data to be shared in this way, please do not submit an application.


Marketing communications

You will only receive marketing communications from Nouveau Finance or partners where you have given consent.

You can opt out at any time via links included in communications or by emailing:

[email protected]


Accessing or updating your information

You may request access to your personal data or request updates by contacting:

[email protected]

There is no fee unless requests are excessive or unfounded.


Cookies

We use cookies to improve website functionality and user experience. This includes Google Analytics, which collects anonymous usage data.

To opt out of Google Analytics tracking, visit:
http://tools.google.com/dlpage/gaoptout


Data retention

  • Nouveau Finance Limited: up to 6 years after last interaction
  • WageMe.com Ltd: up to 6 years after last interaction

Third parties will apply their own retention policies.


Your rights

You have rights including access, correction, erasure, restriction, portability, objection, and rights related to automated decision-making.

More information is available at: www.ico.org.uk


International transfers

Your personal data is not transferred outside the European Economic Area.


Contact details

Nouveau Finance Limited
Office 9, Dalton House
60 Windsor Avenue
London, SW19 2RR

Email: [email protected]


By using this website or accepting the Website Terms, you consent to the practices described in this Privacy Policy.

Last updated: May 2023

Warning Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk.