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Posted on August 23, 2013November 26, 2016 by admin

This entry was posted in Payday Loans and tagged apply now, payday application form, payday apply. Bookmark the permalink.

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Representative: 1,223.6% APR Representative Example: Loan Amount: £200 repaid after 30 days: Total charge for credit: £248 Payable in one payment of: £248 Interest: £48 Interest rate: 292%. Representative 1,223.6% APR.

Payday and instalment loan renewal policy

Your credit lender may be willing to renew your current loan. If you wish to proceed with this, you must contact them as soon as possible.

Lenders generally charge the same or a much more better rate compared to others, on basis you have repaid loans with them before. You must make full consideration of all costs involved when making such a decision. Late payments or being in arrears can cause you difficulties and more charges added to your loan.

Collection Practices

Once approved and granted a payday or installment loan, you have to make quick decisions after on whether you may find it difficult to repay the amount agreed back to the payday lender. If so, contact your lender as soon as possible.

Contacting your payday lender will help you with the most difficult cases. You may be able to reschedule your loan repayments or discuss further options in more detail in order to avoid an adverse action on your account. If you no attempt of this is made, or you fail to make the lender aware of your current situation, they reserve the right to pass your details to third party debt collection agencies or organisations that will attempt to recover the debt.

Non Payment Implications

The implications of non-payment of your loan could lead to adverse details bein submitted to your credit report. This could adversely affect any future borrowing from other credit lenders in the future. In addition to this adverse effect, more charges may be subject to be accrued. When a payment is missed, you may be often be charge with a late payment fee for up to £15 which will be added to the total amount outstanding. When non-payments occur, lenders will often try to contact you via telephone, email or letter in order to recover the outstanding balance. In the most difficult situations, they will come up with a new repayment date for you to repay. We strongly recommend you to contact your direct lender directly in the first instance.

A short term instalment loan should be used for short-term financial needs only, and not as a long-term financial solution. Never borrow an amount that cannot be repaid on your next pay period date. Missing repayments may have a negative effect on your credit rating and make it more difficult for you to obtain credit in the future. The operator of this website is not a lender or short-term instalment loan provider, and does not make loan or credit decisions. We are a matching service connecting consumers interested in obtaining short-term instalment loans in amounts between £300 and £2,500 with participating lenders or brokers in our network.

We do not charge you any fees to use our websites, services or products. Any commission received by us is paid by participating lenders or brokers if you choose one of their products or for referring you to them. If you are matched with a participating lender or broker, you may be charged a fee directly by the participating lender or broker. Please be sure to read their terms and conditions before proceeding with any loan arrangement. Not all lenders within our network can provide up to £2,500 and there is no guarantee that you will be accepted by a participating lender or broker.

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Warning Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk.