Payday Loan Lenders are the companies who actually have the money to lend you. These guys are NOT the middle men, they are the direct money people.
There are many many websites online, that look like payday loan lenders, but in actual fact they are just brokers.
What this means is, if you fill in their form, then they will send your personal information to MANY different actual payday loan lenders and you have no idea who it is going to and who you will have your loan with.
Each Payday Loan Lender will have slightly different criteria for lending, and we do our best to research each one on this site as thoroughly as possible so you can make an informed decision about whether they are right for YOU.
The main benefit of going direct to a payday loan lender is that you can see EXACTLY how much your payday loan will cost you BEFORE you apply. You can see the website and get an impression of the company and even call them up to speak to them if you have any concerns.
If you apply through a broker, you should always have the choice whether to take a loan or not if they send your details to a payday loan lender and you are approved for your payday loan, but, most brokers will not give you a choice of who you would like your loan with.
And of course, brokers need to make money too – so we recommend that you go direct to a payday loan lender, as it is safer, faster, most probably cheaper, and better for YOU.