Websites Like Wonga are like simple forms to payday

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Websites Like Wonga are like simple forms to payday

websites like wonga wonga logo There are many websites like Wonga that exist. In this article we will explain a little about how Wonga works, as the other websites like Wonga work in a similar way.

Each payday loans lender is slightly different though and we will tell you some great alternatives to Wonga and you can check them out for yourself!


Click Here to apply Like Wonga


If you are visiting from the USA, Wonga is a UK payday loans lender, and so the websites like Wonga we provide below are also UK lenders.

We do have a lot of other information about payday lenders exclusive to the USA as well, so please have a good look around our site.

If you don’t want to read a bit about Wonga and how the websites like Wonga compare to Wonga themselves, you can skip to the bottom of this article to see the lenders right away!

Wonga is a highly publicised and very easy to use payday loans company in the UK. Unlike some other lenders, they charge interest on their loans per day, rather than per month, or per 15 days, and you can borrow money for up to 30 days.

  • Most websites like Wonga also allow you to borrow money for up to 30 days and we have some longer term alternatives for you as well.

You can apply for a payday loan from Wonga online via the Wonga website using a very simple and secure web form. In less than 5 minutes, you will have a decision from them and you will know if you are able to borrow money from them or not.

  • Most other websites like Wonga also have their own fast and secure online application form and you should normally get a loan decision in about 15 minutes.
  • In some cases, Wonga included, you might need to provide more information before you can be approved for a loan. In this case your application might take a little longer, but all payday lenders aim to make a decision either way ASAP.

Wonga have their own internal credit scoring system that will instantly approve or decline you for a loan.

  • The other websites like Wonga each have a slightly different way of deciding whether to give you a payday loan or not, and we detail these below
  • There is one lender that has built it’s whole business on NOT doing credit checks AT ALL, which will we detail very shortly!

If you pay your Wonga loan back early, you pay interest for the exact number of days that you have borrowed the money, which will be less than they quoted you initially if you have the loan for less time. Their interest is charged daily at a rate of 0.98% per day.

  • Many other lenders charge you the same fees to borrow the money for up to 30 days and if you pay the money back early you do not get any discount on the interest charges.

Wonga allows you to NOT pay back your loan in full, if you are REALLY struggling to repay it on the due date. They allow you to roll your loan over a maximum of 3 times before you need to set up a credit agreement with them.

This is a whole other topic and we will go into this in other areas of our site.

  • Most other lenders, but not all, allow you to defer your loan for 1-4 months if you are having problems repaying it.

If you are looking for websites like Wonga, read on. Wonga is a DIRECT payday lender which means that they actually HAVE the money to lend you, and it is THEM who make the decision whether to lend you money or not.

If you do an online search for payday lenders, you will find a LOT of payday loans broker sites. A payday loans broker site generally does NOT tell you much about what lenders they work with OR how secure (or not) your private information is that you submit on their web forms.

There ARE some reputable payday loans brokers out there though, and as we find them we write about them, but a lot of payday loans sites look very basic and we do NOT recommend these to our site visitors.

So let’s get to the websites like Wonga.

If you’re reading this, you need a fast, easy loan, so here are some options for you:

websites like wonga1. Payday UK : Visit Site

  • Fast easy online application
  • Decisions usually made in under 15 minutes
  • Loans of up to £400 for first time customers.
  • Loans of up to £1000 subject to your wages for existing good customers.
  • Minimum income of £500/month.
  • Part time employment fine, so long as you meet the minimum income requirements.
  • Basic credit check only, bad credit OK
  • Loans for up to 31 days.
  • Repay £29.95 interest per £100 borrowed – so total you repay borrowing £100 for 31 days is £129.95.
  • If your next payday is less than 7 days away when you take out the loan, you don’t have to pay it back until the NEXT payday, so the loan can be for a max of 38 days.
  • No charge to transfer the loan money fast into your bank account.
  • No late charges

websites like wonga image

 2. Text Loans : Visit Site

  • Fast easy online application
  • Decisions usually made in under 15 minutes
  • Loans of up to £100 for first time customers.
  • Loans of up to £500 subject to your wages for existing good customers.
  • Basic credit check only, bad credit OK
  • Get approved the first time, and then get further loans by simply sending a text message – have your money within 15 minutes with NO further credit checks – PROVIDING THAT you have paid back your previous loans in full and on time.
  • Loans for up to 15 days.
  • Repay £17 interest per £100 borrowed – so total you repay borrowing £100 for 15 days is £117.
  • Late charges a LOT LESS than other mobile text lenders in the UK.

There are many more websites like Wonga, but most of them are simply a payday loans broker site and they will have Wonga as one of the lenders they will send your details to.

If you have been refused for a loan from Wonga, or do not want to deal with them for whatever reason, please stay tuned to this page and the Easy Payday Lender website, for more websites like Wonga, as we will be updating this page really soon.

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