USA payday loans are available in most, but not all states. US payday loans are also not available to military personnel.
Payday loans are NOT available online in these states : Arkansas, Colorado, Georgia, Montana, New Hampshire, New Jersey, Ohio, Virginia, and West Virginia.
We have a mix below of DIRECT lenders – so you apply one time to one company – and they make the decision whether or not to give you the loan or not – and brokers.
Payday loan brokers are companies that deal with MANY different payday loan direct lenders.
Brokers will take your details and send them to lots of lenders, and try to match you with the best lender for you.
There are good and bad points to this, which we detail elsewhere in this site. We will add links in to this page soon.
| PAYDAY LENDER | A.P.R. RATE | MAX. LOAN | MAX. TIME | COST PER $100 | CREDIT CHECK? | EXTENSION FEE | VISIT SITE | MORE INFO |
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485.45% | $1,500 | 31 days | $18.62 per 14 days | BASIC | Interest Charge + Fees TBC | [button link=”http://easypaydaylender.com/paydaymaxb” color=”green”]Visit Site[/button] | [button link=”#” type=”icon” icon=”question”]Info[/button] |
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456.25% | $1,500 | 31 days | $17.50 per 14 days | BASIC | Interest Charge + Fees TBC | [button link=”http://easypaydaylender.com/discountadvancesb” color=”green”]Visit Site[/button] | [button link=”#” type=”icon” icon=”question”]Info[/button] |
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485.45% | $2,500 | 31 days | $18.62 per 14 days | BASIC | Interest Charge + Fees TBC | [button link=”http://easypaydaylender.com/mycashnowb” color=”green”]Visit Site[/button] | [button link=”#” type=”icon” icon=”question”]Info[/button] |
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Variable per state | Variable per state | Variable per state | Variable per state | BASIC | Variable per state | [button link=”http://easypaydaylender.com/cashnetusab” color=”green”]Visit Site[/button] | [button link=”#” type=”icon” icon=”question”]Info[/button] |
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Variable per state | Variable per state | Variable per state | Variable per state | Variable per state | [button link=”http://easypaydaylender.com/cashadvanceb” color=”green”]Visit Site[/button] | [button link=”#” type=”icon” icon=”question”]Info[/button] | |
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Variable per state | Variable per state | Variable per state | Variable per state | BASIC | Variable per state | [button link=”http://easypaydaylender.com/trustedpaydayb” color=”green”]Visit Site[/button] | [button link=”#” type=”icon” icon=”question”]Info[/button] |
Payday Max
Payday Max grants many USA payday loans every month, and you will need to pass a basic credit check. If this might be a problem you would be better off with Discount Advances, below.
Payday Max does NOT offer loans to residents of the following states : Arkansas, Colorado, Georgia, Montana, New Hampshire, New Jersey, Ohio, Sacramento, CA, Virginia, and West Virginia.
You can borrow money from Payday Max for 7-31 days. It’s important to note that they charge you the SAME to borrow money from 7-14 days.
If you need to borrow money for longer than 14 days then it will cost you more per day, but anything between 7-14 days costs the same.
Borrowing $100 costs $18.62 for 14 days – total repaid = $118.62 – 14 days later.
Borrowing $100 costs $37.24 for 28 days – total repaid = $137.24 – 28 days later.
Payday Max offers loans of between $100-$2500.
If you do not repay your loan when you promise to and do not contact Payday Max first to let them know and work out a fair agreement for both sides, they charge you $25.
They offer you several repayment options to avoid late charges and will do their best to work with you to get your loan repaid ASAP.
Discount Advances
Discount Advances cater to people who have maybe worse credit than the other lenders mentioned here.
You must be employed and receive a regular income of at least $1000/month. The amount you are able to borrow will directly depend on your income.
You must have a checking account that has been open at least 90 days at the time you apply for a loan.
If you are approved for a cash advance then you should get your money the next working day.
You are able to delay repaying your loan for up to 3 months if you are unable to repay the loan in full on the due date after the first month. You just repay the interest at the start of the following month (as a minimum) and then repay the loan as soon as possible.
Please see our soon to be added info pages for each lender for a more in depth review of their charges and ways of operation.