September 23, 2012

Disclaimer is not a lender or a financial advisor, and we do not provide payday loans to our site visitors. We provide information for our site visitors.

Our information is, to the best of our knowledge, honest, helpful, neutral and written with our site visitors in mind. We spend a lot of time researching our content for the benefit of our site visitors. We do not suggest or recommend taking a payday loan – we simply provide information for those who are considering one. does not make credit decisions and cannot give you a payday loan. We research the payday loan direct lender market and write about the companies that have the best customer satisfaction and seem the most honest and upfront about their charges, this is our opinion only.

Visitors to this website are not under any obligation to contact any of the payday loans direct lenders mentioned on this site. Visitors to this site are also under no obligation to apply for credit, or take out any loan product offered by any of the lenders or service providers mentioned on this site.

We regularly speak with lenders and we will publish information about their fees and charges to consumers at the time of writing. We are a pretty busy site and getting busier all the time, so, this might be updated from older posts without us realising. Please always check our latest posts first for the most up to date and accurate information. At the time of writing all of our information is 100% accurate.

The relevant information about fees and rates for any particular loan being offered by a lender mentioned on the website will be disclosed by the lender, if you decide to apply for a payday loan.

If you are considering getting a payday loan, you need to review the information about fees and rates provided by your lender very carefully before you agree to the payday loan loan terms. is not at all involved in the fees and interest rates that any payday lenders charge, we merely state them at the time of writing.

Payday loans are designed to be used for financial emergencies only, and on a one off occasion only. Payday loans should never be used regularly, and if you are considering using them every month then you should seek professional debt advice and look for a cheaper way of borrowing money. We do our best to list places where you can seek professional debt advice on our website too.


Warning Late repayment can cause you serious money problems. For help, go to